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Sub-coding & Direct Access


Our DCA program* is designed exclusively for retailers looking for new growth opportunities. Join those agents who have already qualified for the program to earn competitive commissions and reach for attainable profit-sharing thresholds based on their entire book. To begin, discuss this market access option and carrier-specific eligibility with your agency sales team contact. You may be eligible to apply for a carrier subcode in order to:

  • Work directly with carrier underwriting and service staff
  • Access online rating tools and systems that carriers offer to their direct appointments
  • Maintain 100% book ownership

*Note: Carrier-specific eligibility requirements do apply. Not all carriers' programs available in all states.


From Market Access to Direct Access.


Account Placement
Direct Carrier Access



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